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Duncan, Henry (1774–1846), Church of Scotland minister and savings bank founder, was born at Lochrutton, Kirkcudbrightshire, on 8 October 1774, the third son of the minister George Duncan (1738–1807) and his first wife, Anne M'Murdo (d. 1824). He was educated at Dumfries Academy...

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Henry Duncan (1774–1846) by David Octavius Hill and Robert Adamson, c. 1843–6 © National Portrait Gallery, London

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Richardson, Thomas (1771–1853), financier and benefactor of Quaker institutions, son of Robert Richardson, formerly of Hull, and his wife, Caroline Garth, née Richardson, was born at Darlington on 15 September 1771. He was second cousin of George Richardson and was related by marriage on his mother's side to ...