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Duncan, Henry (1774–1846), Church of Scotland minister and savings bank founder, was born at Lochrutton, Kirkcudbrightshire, on 8 October 1774, the third son of the minister George Duncan (1738–1807) and his first wife, Anne M'Murdo (d. 1824). He was educated at Dumfries Academy...

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Henry Duncan (1774–1846) by David Octavius Hill and Robert Adamson, c. 1843–6 © National Portrait Gallery, London